Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 3428 Even though it’s not easy to obtain scholarships, students and parents who are willing to invest the time and energy often find that their efforts pay off handsomely. Applying for Scholarships Have you heard that millions of scholarship dol- lars go unclaimed each year, or been told stories about outstanding students who couldn’t get a scholarship? The fact is, there are thousands of scholarships available. Many of them, however, have very specific eligibility criteria. A student, for example, might need to go to XYZ college, have a 28+ ACT score, and also belong to a particular ethnic group. For another scholar- ship, a student may need to be a female in the upper 10% of her class with a specific major. When it comes to academic scholarships, students generally must have an outstanding GPA (3.5 or better), high ACT/SAT scores, and excellent recom- mendations. Formostscholarships,applicantsarealsoexpectedtobeinvolved in school and community activities. In order to receive an athletic or talent scholarship, a student must be truly outstanding. When looking for scholarships, keep the following in mind: u Finding and applying for scholarships takes a great deal of time and effort. Students need to start early! u While groups and organizations offer numerous scholarships, most of the large scholarships are awarded by the colleges themselves. Contact the financial aid office of the college(s) you’re considering and ask them for information on the scholarships they offer. u Private colleges are generally more expensive, but they are often more generous when awarding scholarships. Don’t rule out a private college until you’ve seen their financial aid package. u Network. Tell everyone, including your child’s high school counselor, that you’re looking for scholarships. Check for scholarship opportunities with your place of employment, your church, and any organizations to which you belong. u Lookforlocalscholarships(Rotary,PTA,etc.). Thesescholarshipsaregener- ally for smaller amounts ($100 – $1,000), but they’re usually easier to get.