Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 3415 Scholarships Scholarships are the most publicized and talked about form of financial aid. While there are a great number of scholarships available, scholarships are often difficult to get. Thousands of scholarships are awarded each year by colleges, organizations, corporations, churches, and clubs. Many people, however, underestimate the difficulty of obtaining a scholarship. The valedictorian who has a 4.0 GPA and a 34 on the ACT will probably have no problem getting a scholarship; neither will the athlete who’s broken a state record. These students, in fact, will likely receive several scholarship offers. A student with a 3.0 GPA will have a much more difficult time getting a scholarship, unless the student has an accomplishment, talent, or attribute that sets him/her apart. Many scholarships have such specific eligibility requirements that very few students qualify. For example, in order to be eligible for a scholarship, a student might need to go to XYZ college, have a 28+ ACT score, and belong to a particular ethnic group. For another scholarship, a student might need to be a female in the upper 10% of her class and have a specific major. Then there are the scholarships like the one awarded for academic achievement and dairy goat experience. While it can be difficult to find scholarships for which the “average good student” qualifies, those who invest the time and energy often find that their efforts pay off handsomely. When looking for scholarships, students and parents need to keep the following in mind. u Finding and applying for scholarships takes a great deal of time and effort. Students need to start early. u While a one-year scholarship is for one year only, a renewable scholar- ship can become a four-year scholarship. u Beawareofdeadlines.Counselorsandteachersshouldbegivenplenty oftimetopreparetranscriptsandtowritelettersofrecommendation.