Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 3420 With the wealth of information that’s available online, there’s little reason to use a scholarship service. Minority scholarships Many colleges have scholarships specifically designed to encourage out- standing minority students to attend their college. Students should ask the colleges they’re considering for information on any scholarships they may be eligible for. Bookstores and libraries have numerous books with information on minority scholarships, and scholarship search programs make it possible to search for minority scholarships online. Scholarship search services Be suspicious of any scholarship service that charges a fee. Most of these scholarship search services provide little information of value and some are outright scams. It’s estimated that hundreds of thousands of families are scammed out of millions of dollars each year by fraudulent companies. The Federal Trade Commission cautions students and parents to be aware of scholarship services that tell you 1) they have information you can’t get anywhere else; 2) you are guaranteed to get a scholarship; 3) a scholarship costs a fee; or 4) they will do all the work. Searching for scholarships online The scholarship websites listed below provide excellentinformation. Theymatchastudent’sinter- ests,background,plans,andtalentswiththousands of government, community, and campus-based scholarship programs. Students can search for scholarships based on academic achievement, re- ligious affiliation, ethnic or racial heritage, proposed major, athletic ability, and/or special interests.