Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 3427 College is an investment in you and in your future. On average, college graduates earn $1 million more than high school graduates over their lifetime. 4. Spend less time in college Students who are able to finish college in less than four years can save a lot of money. Here are a few ways students can shorten the amount of time they spend in college. u Take Advanced Placement courses – Many high schools offer Advanced Placement (AP) courses. An AP course follows a curriculum equivalent in content and difficulty to a college level course. At the end of the year, students can take the AP test. If a student’s test score is high enough, the student may be awarded college credit. It’s possible for a student to earn more than a semester’s worth of college credit by taking AP courses in high school. u Take college courses in high school – Most high schools now have dual enrollment programs. These programs make it possible for studentstotakecollegecoursesforbothhighschoolandcollegecredit. Interested students should talk to their counselor. u Take a heavier load – The highly motivated student can finish col- lege in less than four years by taking more than the normal course load and/or going to summer school.