Dear Student, For better or worse, much of our lives revolve around money. How much money we have can determine where we live and what we are able to buy. But more important than how much money you have is how well your money supports you on your life's journey. This booklet will provide you with information that will help you make wise financial choices and decisions—choices and decisions that will enable you to achieve your goals, and live the life you want to live. Linda O'Brien