2 Acquiring Money Introduction You can’t manage money you don’t have, so let's talk about acquiring money. Unless you have a family fortune at your disposal, you're going to have to get your money like most people—you will need to earn it. Earning money typically requires hard work. But earning your own money can be very re- warding, especially if you are working in a career you love. Many people have a job—something they do to make money to pay the bills. You don't want to just have a job—you want to have a career. A career not only provides you with an income, it also provides you with personal satisfaction and a sense of accomplishment. A career is something you've trained or studied for, something you want to get better at, and something you plan to do for a long time. So, think about your skills and talents, what you're interested in, and what's important to you. This will help ensure that you choose a career that's going to be a good fit for you. To prepare for your career, you may need to go to a two-year or four-year college—or it may be best to go to a career or trade school. Regardless of what career you choose or how you prepare for it, if you work hard and do your best, personal and financial success are sure to follow. Learning how to manage your money is one of the most important skills you will learn in life. While some of the information in this book will be more useful to you down the road, learning how to manage your finances now will put you ahead of the game—and on your way to financial success.