Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 3426 Don’t ever think that you can’t go to college because you can’t afford it. There is a great deal of financial aid available and there are a number of ways to cut college costs. Financial aid Financial aid is money that’s given, earned, or lent to help students pay for their education. The four kinds of financial aid are grants, scholarships, work-study and loans. Students who need help paying for college are often able to get a grant (free money) from the government.Grants are most often awarded based on the family’s financial situation, not on a student’s grades. Students can also get a low-interest loan that doesn’t need to repaid until after they leave college. Ways to cut college costs u go to a public four-year college in your home state u get an associate’s degree at a community college u start at a community or technical college, and then transfer to a four-year college after a year or two u live at home instead of in a dorm or apartment u go to school part-time and work your way through college Figuring out how to pay for college can be confusing, but there are people who can help you. Your high school counselor can give you information and advice, and all colleges have financial aid counselors available to help students and parents. “I never thought I could afford to go to college, but I got a grant and a scholarship. I will be the first in my family to go to college.” Kate, senior PART IV Paying for College