1. Complete applications In the fall of your senior year, complete applications for admissions and financial aid. 2. Complete a FAFSA – this is very important For information and instructions on how to complete a FAFSA (Free Application for Federal Student Aid), go to fafsa.ed.gov. 3. Complete the PROFILE, if necessary Some colleges (generally smaller, private colleges) require the completion of this application also. 4. Apply for scholarships Search for scholarships online at www.fastweb.com and www.scholarships.com. Also ask your counselor for information on local scholarships. How to Get Financial Aid Ways to Cut College Costs 1. Live at home and commute Living in a dorm on campus can add a significant amount of money to the cost of a college education. Students who want to save money can live at home and commute to a local college. 2. Start at a community college Students who want to earn a bachelor’s degree can save money by starting at a community college and transferring to a four-year college after a year or two.