30 Closing Words As you can see, there is a lot to learn about money management. How- ever, the more you know, the better you will be able to manage your personal finances now, and in the years to come. Last but not least This book has given you basic information and an overview on a wide variety of financial topics; however, there is one thing we haven't yet discussed. And that is giving. There is nothing more noble to do with your money than to use it to improve the lives of others or to support a worthy program or cause. Make it a habit to donate money to something that's close to your heart—even if it’s only a small amount. You'll feel great, and it's the right thing to do. Hopefully the information in this booklet will help you manage your money, and give you the knowledge and the confidence to make wise financial decisions now and in the future. Be smart, work hard, and make choices and decisions that are consistent with your goals and values. And recognize that money is a tool that, when used correctly, can help you live your best life.